Do you need help finding affordable health insurance?
The Maine Migrant Health Program is available to help farmworkers AND members of the general public get signed up for health insurance. That means YOU! Don’t delay. The deadline to sign up is January 31, 2016. Call today to schedule a free appointment with our staff around the state. Jan Morrill: 207-441-0913 (English and Spanish) Kamis Ley: 207-551-0888 (Haitian Creole) Read on for some more information.
What is the Affordable Care Act?
The Affordable Care Act is the comprehensive national Health Care Reform Law. It is also called Obamacare or the heath care law. The purpose of the law is to make sure that people who are lawfully present in the United States have health coverage.
What if I don’t have health coverage in 2016?
If you are required to have health insurance and you do not, you may have to pay a tax penalty when you file your income taxes. You won’t have to pay the tax penalty if you have very low income and coverage is unaffordable to you, or for other reasons including your religious beliefs.
What kind of health insurance is available?
MaineCare (Medicaid): Depending on income, you may qualify for MaineCare if you are in one of the following groups:
- Children (under age 21)
- Pregnant women
- Adults with disabilities
- Seniors age 65 and older
Medicare: is for people who are at least 65 years old. It is also for people who have been disabled for more than 2 years – we call these long-term disabilities. Employer-Sponsored Insurance (ESI): is offered through your job. Workers pay part of the price of the insurance, but most of your insurance is paid for by the company that you work for. Health Insurance Marketplace: The Insurance Marketplace is a way to shop for different insurance plans. You can find insurance that fits your budget and compare different plans to find out which one best fits your needs.
How much will it cost me?
If you have low income but you cannot get MaineCare, you may be able to get help from the federal government to pay for a health insurance plan through the Health Insurance Marketplace. For example, if you make less than around $44,680 a year as an individual (or $92,200 for a family of four), you may get help to pay for your health insurance.
How can I get enrolled?
You can fill out the Marketplace application:
- by telephone,
- or in person
You will find out whether you qualify for MaineCare or tax credits to help to afford a quality health insurance plan. To learn more visit www.healthcare.gov or call the national Marketplace Help Line: 1-800-318-2596 To find help in Maine, check out: www.enroll207.com
Who can help me enroll?
The Maine Migrant Health Program (MMHP) provides educational resources, assistance and counseling for the enrollment process. We are here to help:
- Farmers who live in Maine
- Migrant farmworkers
- Immigrants in Maine
- Haitian Creole-speakers
- Members of the general public
The Maine Migrant Health Program is here to help you!
MMHP has Certified Application Counselors available to help guide people through the enrollment process. The Maine Migrant Health Program (MMHP) has over 20 years of experience working with farmers in Maine and the migrant farmworker population. MMHP has staff members that speak English, Spanish, and Haitian Creole. MMHP staff members are available to meet with clients one-on-one, after work, in community locations, homes, at our Augusta office, or by phone.
The deadline to sign up is January 31, 2016. Call today to schedule a free appointment with our staff around the state.
Jan Morrill: 207-441-0913 (English and Spanish) Kamis Ley: 207-551-0888 (Haitian Creole)
What kind of help can I get to pay for health care? Definitions of Programs Health Care Changes in Maine for Immigrants and Refugees Do I have to pay a penalty if I don’t have health insurance in 2014? Table to calculate your federal poverty level Affordable Care Act Vocabulary